# Transactions

This object represents payments and credits. Payments represent real money that were paid back by borrowers. Credits
are adjustments made on a loan. Credits lower balances similar to payments. Credits can be issued by customer service
representatives or supervisors.

 - [GET /people/{personId}/loans/{loanId}/transactions](https://docs.peachfinance.com/api-docs/api-public/transactions/peach.transactions.handlers.loan_transactions_get_all.md)
 - [POST /people/{personId}/loans/{loanId}/transactions](https://docs.peachfinance.com/api-docs/api-public/transactions/peach.transactions.handlers.transactions_create.md): Create a transaction. Permissions required depend on the object type passed: | type | permission | | --- | --- | | One Time Payment | `transaction:create.onetimepayment` | | Service Credit | `transac
 - [POST /people/{personId}/loans/{loanId}/transactions/fail](https://docs.peachfinance.com/api-docs/api-public/transactions/peach.transactions.handlers.transactions_fail_multiple.md): This endpoint allows you to fail multiple transactions in one call. The system will mark applicable transactions as `failed` and replay the loan once (starting from the earliest effective date of the
 - [GET /people/{personId}/loans/{loanId}/transactions/{transactionId}](https://docs.peachfinance.com/api-docs/api-public/transactions/peach.transactions.handlers.transactions_get_by_id.md)
 - [PUT /people/{personId}/loans/{loanId}/transactions/{transactionId}](https://docs.peachfinance.com/api-docs/api-public/transactions/peach.transactions.handlers.transactions_update.md)
 - [POST /people/{personId}/loans/{loanId}/transactions/{transactionId}/backdate](https://docs.peachfinance.com/api-docs/api-public/transactions/peach.transactions.handlers.transaction_backdate.md): Backdate a transaction. Can only be applied to transactions with `status=succeeded` or `status=pending`. Can be applied to payments or service credits.
 - [POST /people/{personId}/loans/{loanId}/transactions/{transactionId}/cancel](https://docs.peachfinance.com/api-docs/api-public/transactions/peach.transactions.handlers.transaction_cancel.md)
 - [GET /people/{personId}/loans/{loanId}/transactions/{transactionId}/chargebacks](https://docs.peachfinance.com/api-docs/api-public/transactions/peach.transactions.chargebacks.handlers.get_chargebacks.md)
 - [POST /people/{personId}/loans/{loanId}/transactions/{transactionId}/chargebacks](https://docs.peachfinance.com/api-docs/api-public/transactions/peach.transactions.chargebacks.handlers.transaction_chargeback.md): In some cases a borrower might chargeback/dispute a payment that they made in the past. Only transactions in `succeeded` status can be charged back. If the payment/transaction `isExternal=true`, the c
 - [GET /people/{personId}/loans/{loanId}/transactions/{transactionId}/chargebacks/{chargebackId}](https://docs.peachfinance.com/api-docs/api-public/transactions/peach.transactions.chargebacks.handlers.get_chargeback_by_id.md)
 - [PUT /people/{personId}/loans/{loanId}/transactions/{transactionId}/chargebacks/{chargebackId}](https://docs.peachfinance.com/api-docs/api-public/transactions/peach.transactions.chargebacks.handlers.update_chargeback.md)
 - [POST /people/{personId}/loans/{loanId}/transactions/{transactionId}/reverse](https://docs.peachfinance.com/api-docs/api-public/transactions/peach.transactions.handlers.transaction_reverse.md)