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Loan Lifecycle

Once a loan is created on Peach, it begins a lifecycle that typically lasts months or years — accruing interest, posting payments, generating statements, and transitioning through statuses. The most common lifecycle path is: pendingoriginatedactivepaidOff.

In this section

  • Quickstart — Create your first installment loan and walk through the most common operations against it.
  • Create a Line of Credit (LoC) — Set up a line of credit, including draws, purchases, and statement-driven minimum payments.
  • LoC Migration Guide — Migrating an existing line-of-credit portfolio onto Peach.
  • Loan Replay™ — Peach's event-sourcing system for retroactive changes to a loan.
  • Fees — How fees are configured and how they participate in the payment waterfall.
  • White Labeling — White-labeling the borrower portal and outbound communications under your brand.