{"templateId":"markdown","sharedDataIds":{"sidebar":"sidebar-sidebars.yaml"},"props":{"metadata":{"markdoc":{"tagList":[]},"type":"markdown"},"seo":{"title":"Accelerate and reverse acceleration","siteUrl":"https://docs.peachfinance.com","description":"API and product documentation for Peach Finance, a lending-as-a-service platform."},"dynamicMarkdocComponents":[],"compilationErrors":[],"ast":{"$$mdtype":"Tag","name":"article","attributes":{},"children":[{"$$mdtype":"Tag","name":"Heading","attributes":{"level":1,"id":"accelerate-and-reverse-acceleration","__idx":0},"children":["Accelerate and reverse acceleration"]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":["Accelerating a loan makes the entire outstanding balance due immediately. Use this tool when a loan must be manually accelerated — for example, after an approved bankruptcy case. To undo an acceleration that was applied by mistake, use the reverse acceleration tool."]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":[{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Availability:"]}," All clients"," ",{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Required permissions:"]}," ",{"$$mdtype":"Tag","name":"code","attributes":{},"children":["loan:accelerate"]}," (to accelerate); ",{"$$mdtype":"Tag","name":"code","attributes":{},"children":["loan:accelerate.reverse"]}," (to reverse)"," ",{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Loan status:"]}," Accelerate requires ",{"$$mdtype":"Tag","name":"code","attributes":{},"children":["active"]},"; Reverse accelerate requires ",{"$$mdtype":"Tag","name":"code","attributes":{},"children":["accelerated"]}," ",{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Loan types:"]}," All"]},{"$$mdtype":"Tag","name":"Heading","attributes":{"level":2,"id":"before-you-begin","__idx":1},"children":["Before you begin"]},{"$$mdtype":"Tag","name":"ul","attributes":{},"children":[{"$$mdtype":"Tag","name":"li","attributes":{},"children":["Loans are typically accelerated automatically by the system after a configurable number of days in overdue status. Manual acceleration is for cases where you need to override or preempt that automatic process."]},{"$$mdtype":"Tag","name":"li","attributes":{},"children":["Accelerated loans stop accruing interest. The full outstanding balance becomes due immediately."]},{"$$mdtype":"Tag","name":"li","attributes":{},"children":["If the outstanding balance is not paid after acceleration, the loan may be charged off. See ",{"$$mdtype":"Tag","name":"MarkdownLink","attributes":{"href":"/servicing-operations/agent-only-tools/agent-tools-charge-off"},"children":["Charge off, update details, and reverse charge-off"]},"."]}]},{"$$mdtype":"Tag","name":"Heading","attributes":{"level":2,"id":"accelerate-a-loan","__idx":2},"children":["Accelerate a loan"]},{"$$mdtype":"Tag","name":"ol","attributes":{},"children":[{"$$mdtype":"Tag","name":"li","attributes":{},"children":["From the agent-view Borrower Portal, open the loan and select ",{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Loan options"]}," > ",{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Accelerate"]},"."]},{"$$mdtype":"Tag","name":"li","attributes":{},"children":["Review the current loan balance displayed on the form."]},{"$$mdtype":"Tag","name":"li","attributes":{},"children":["Enter an ",{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Effective date"]}," for the acceleration. By default this is set to today."]},{"$$mdtype":"Tag","name":"li","attributes":{},"children":["Optionally select ",{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Send notice to borrower"]}," to email the borrower."]},{"$$mdtype":"Tag","name":"li","attributes":{},"children":["If your company requires a Case ID, select a case from the ",{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Case ID"]}," dropdown. See ",{"$$mdtype":"Tag","name":"MarkdownLink","attributes":{"href":"/servicing-operations/agent-only-tools/agent-tools-overview#case-id-requirement"},"children":["Global behaviors — Case ID requirement"]},"."]},{"$$mdtype":"Tag","name":"li","attributes":{},"children":["Select ",{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Accelerate"]},"."]}]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":["The loan status changes to ",{"$$mdtype":"Tag","name":"code","attributes":{},"children":["accelerated"]},". The acceleration appears in the borrower's Activity view."]},{"$$mdtype":"Tag","name":"Heading","attributes":{"level":3,"id":"accelerate-field-reference","__idx":3},"children":["Accelerate field reference"]},{"$$mdtype":"Tag","name":"div","attributes":{"className":"md-table-wrapper"},"children":[{"$$mdtype":"Tag","name":"table","attributes":{"className":"md"},"children":[{"$$mdtype":"Tag","name":"thead","attributes":{},"children":[{"$$mdtype":"Tag","name":"tr","attributes":{},"children":[{"$$mdtype":"Tag","name":"th","attributes":{"data-label":"Field"},"children":["Field"]},{"$$mdtype":"Tag","name":"th","attributes":{"data-label":"Description"},"children":["Description"]},{"$$mdtype":"Tag","name":"th","attributes":{"data-label":"Required"},"children":["Required"]},{"$$mdtype":"Tag","name":"th","attributes":{"data-label":"Values / Format"},"children":["Values / Format"]}]}]},{"$$mdtype":"Tag","name":"tbody","attributes":{},"children":[{"$$mdtype":"Tag","name":"tr","attributes":{},"children":[{"$$mdtype":"Tag","name":"td","attributes":{},"children":[{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Loan balance"]}]},{"$$mdtype":"Tag","name":"td","attributes":{},"children":["The current outstanding balance of the loan."]},{"$$mdtype":"Tag","name":"td","attributes":{},"children":["—"]},{"$$mdtype":"Tag","name":"td","attributes":{},"children":["Read-only display"]}]},{"$$mdtype":"Tag","name":"tr","attributes":{},"children":[{"$$mdtype":"Tag","name":"td","attributes":{},"children":[{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Effective date"]}]},{"$$mdtype":"Tag","name":"td","attributes":{},"children":["The date the acceleration takes effect."]},{"$$mdtype":"Tag","name":"td","attributes":{},"children":["Yes"]},{"$$mdtype":"Tag","name":"td","attributes":{},"children":["Date (default: today)"]}]},{"$$mdtype":"Tag","name":"tr","attributes":{},"children":[{"$$mdtype":"Tag","name":"td","attributes":{},"children":[{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Send notice to borrower"]}]},{"$$mdtype":"Tag","name":"td","attributes":{},"children":["Sends an email to the borrower about the acceleration."]},{"$$mdtype":"Tag","name":"td","attributes":{},"children":["No"]},{"$$mdtype":"Tag","name":"td","attributes":{},"children":["Checkbox"]}]},{"$$mdtype":"Tag","name":"tr","attributes":{},"children":[{"$$mdtype":"Tag","name":"td","attributes":{},"children":[{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Case ID"]}]},{"$$mdtype":"Tag","name":"td","attributes":{},"children":["The case associated with this action."]},{"$$mdtype":"Tag","name":"td","attributes":{},"children":["Conditional"]},{"$$mdtype":"Tag","name":"td","attributes":{},"children":["Select from open cases. Required when ",{"$$mdtype":"Tag","name":"code","attributes":{},"children":["forceCaseIdOnAgentActions"]}," is enabled."]}]}]}]}]},{"$$mdtype":"Tag","name":"Heading","attributes":{"level":2,"id":"reverse-acceleration","__idx":4},"children":["Reverse acceleration"]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":["If a loan was accelerated by mistake, you can reverse the acceleration to return the loan to ",{"$$mdtype":"Tag","name":"code","attributes":{},"children":["active"]}," status."]},{"$$mdtype":"Tag","name":"ol","attributes":{},"children":[{"$$mdtype":"Tag","name":"li","attributes":{},"children":["From the agent-view Borrower Portal, open the accelerated loan and select ",{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Loan options"]}," > ",{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Reverse accelerate"]},"."]},{"$$mdtype":"Tag","name":"li","attributes":{},"children":["Select ",{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Reverse accelerate"]},"."]}]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":["The loan status changes back to ",{"$$mdtype":"Tag","name":"code","attributes":{},"children":["active"]},"."]},{"$$mdtype":"Tag","name":"p","attributes":{},"children":[{"$$mdtype":"Tag","name":"strong","attributes":{},"children":["Important:"]}," If you reverse the acceleration and the loan has an overdue balance, the system may automatically re-accelerate the loan if the overdue balance is not resolved the same day."]},{"$$mdtype":"Tag","name":"Heading","attributes":{"level":2,"id":"related-pages","__idx":5},"children":["Related pages"]},{"$$mdtype":"Tag","name":"ul","attributes":{},"children":[{"$$mdtype":"Tag","name":"li","attributes":{},"children":[{"$$mdtype":"Tag","name":"MarkdownLink","attributes":{"href":"/servicing-operations/agent-only-tools/agent-tools-overview"},"children":["Agent-only loan tools"]}]},{"$$mdtype":"Tag","name":"li","attributes":{},"children":[{"$$mdtype":"Tag","name":"MarkdownLink","attributes":{"href":"/servicing-operations/agent-only-tools/agent-tools-charge-off"},"children":["Charge off, update details, and reverse charge-off"]}]},{"$$mdtype":"Tag","name":"li","attributes":{},"children":[{"$$mdtype":"Tag","name":"MarkdownLink","attributes":{"href":"/servicing-operations/agent-only-tools/agent-tools-freeze"},"children":["Freeze and unfreeze a loan"]}]}]}]},"headings":[{"value":"Accelerate and reverse acceleration","id":"accelerate-and-reverse-acceleration","depth":1},{"value":"Before you begin","id":"before-you-begin","depth":2},{"value":"Accelerate a loan","id":"accelerate-a-loan","depth":2},{"value":"Accelerate field reference","id":"accelerate-field-reference","depth":3},{"value":"Reverse acceleration","id":"reverse-acceleration","depth":2},{"value":"Related pages","id":"related-pages","depth":2}],"frontmatter":{"seo":{"title":"Accelerate and reverse acceleration"}},"lastModified":"2026-09-11T22:55:40.335Z","pagePropGetterError":{"message":"","name":""}},"slug":"/servicing-operations/agent-only-tools/agent-tools-accelerate","userData":{"isAuthenticated":false,"teams":["anonymous"]},"isPublic":true}