# Loan type configurations

Loan types define the rules governing how loans behave on the Peach platform — interest calculation, due dates, autopay settings, fees, payment waterfalls, credit reporting, and more. The Admin Portal provides a read-only view of your loan type configurations.

**Availability:** All clients
**Required permissions:** `loan.type:list`, `loan.type:read` (to view)

**Note:** Loan type configurations are read-only in the Admin Portal. To create or modify loan types, use the [Peach API](https://docs.peachfinance.com/api-docs/).

## View loan types

From the Admin Portal sidebar, select **Loan Types**. The list displays all loan types configured for your company.

| Column | Description |
|  --- | --- |
| **ID** | The loan type identifier (LT-XXXX-XXXX). Select to view the full configuration. |
| **Configuration Name** | The display name or asset display name of the loan type. |
| **Type** | The loan type category: installment or line of credit. |
| **Status** | Whether the loan type is active or inactive. |
| **Last Updated** | The date and time the configuration was last modified. |


Select a sortable column header to sort the list. All columns except **Last Updated** are sortable. The list displays 10 loan types per page.

## View a loan type configuration

Select a loan type's **ID** to open the configuration detail page. The page displays the full configuration as JSON. Use the icon buttons in the page header to switch between two views:

- **Tree view** (default) — Syntax-highlighted, collapsible JSON tree with indentation for readability.
- **Text view** — The same JSON rendered as indented plain text.


### Key configuration sections

The loan type JSON object contains a number of top-level fields. Selected sections are described below; the JSON viewer will show additional top-level fields not listed here (such as `assetType`, `assetDisplayName`, `status`, `name`, `description`, `timezone`, `currency`, and `extraFields`).

| Section | What it controls |
|  --- | --- |
| `dueDates` | Payment frequency options, gap settings, and limits on frequency changes. |
| `autoPay` | ACH debit timing, retry logic, and balance check settings for automatic payments. |
| `futurePay` | Settings for scheduled one-time (non-autopay) payments. |
| `fees` | Origination and draw fee charge logic, display names, and fee structures. |
| `paymentWaterfall` | How payments are applied across obligation types (fees, interest, principal) for single and multi-loan scenarios. |
| `creditReporting` | Metro2 identifiers and settings for credit bureau reporting (TransUnion, Experian, Equifax, Innovis). |
| `statements` | Statement generation settings, including whether final statements are enabled and the statement logic version. |
| `refunds` | Refund processing rules and limits. |


The following sections appear nested inside the loan type's installment or line-of-credit configuration block, rather than at the top level:

| Section | What it controls |
|  --- | --- |
| `interest` | Interest accrual method, daily calculation approach, APR method, rate ranges, and index rate timing. |
| `terms` | Acceleration, charge-off, and loan extension settings (installment loan types only). |
| `duePayments` | Due payment calculation and display rules (installment loan types only). |


## Related pages

- [View dynamic fee type configurations](/servicing-operations/admin-portal/admin-portal-dynamic-fee-types)
- [Set and manage index rates](/servicing-operations/admin-portal/admin-portal-index-rates)
- [Admin Portal overview](/servicing-operations/admin-portal/admin-portal-overview)
- [Peach API — Loan Types](https://docs.peachfinance.com/api-docs/)