Loan types define the rules governing how loans behave on the Peach platform — interest calculation, due dates, autopay settings, fees, payment waterfalls, credit reporting, and more. The Admin Portal provides a read-only view of your loan type configurations.
Availability: All clients Required permissions: loan.type:list, loan.type:read (to view)
Note: Loan type configurations are read-only in the Admin Portal. To create or modify loan types, use the Peach API.
From the Admin Portal sidebar, select Loan Types. The list displays all loan types configured for your company.
| Column | Description |
|---|---|
| ID | The loan type identifier (LT-XXXX-XXXX). Select to view the full configuration. |
| Configuration Name | The display name or asset display name of the loan type. |
| Type | The loan type category: installment or line of credit. |
| Status | Whether the loan type is active or inactive. |
| Last Updated | The date and time the configuration was last modified. |
Select a sortable column header to sort the list. All columns except Last Updated are sortable. The list displays 10 loan types per page.
Select a loan type's ID to open the configuration detail page. The page displays the full configuration as JSON. Use the icon buttons in the page header to switch between two views:
- Tree view (default) — Syntax-highlighted, collapsible JSON tree with indentation for readability.
- Text view — The same JSON rendered as indented plain text.
The loan type JSON object contains a number of top-level fields. Selected sections are described below; the JSON viewer will show additional top-level fields not listed here (such as assetType, assetDisplayName, status, name, description, timezone, currency, and extraFields).
| Section | What it controls |
|---|---|
dueDates | Payment frequency options, gap settings, and limits on frequency changes. |
autoPay | ACH debit timing, retry logic, and balance check settings for automatic payments. |
futurePay | Settings for scheduled one-time (non-autopay) payments. |
fees | Origination and draw fee charge logic, display names, and fee structures. |
paymentWaterfall | How payments are applied across obligation types (fees, interest, principal) for single and multi-loan scenarios. |
creditReporting | Metro2 identifiers and settings for credit bureau reporting (TransUnion, Experian, Equifax, Innovis). |
statements | Statement generation settings, including whether final statements are enabled and the statement logic version. |
refunds | Refund processing rules and limits. |
The following sections appear nested inside the loan type's installment or line-of-credit configuration block, rather than at the top level:
| Section | What it controls |
|---|---|
interest | Interest accrual method, daily calculation approach, APR method, rate ranges, and index rate timing. |
terms | Acceleration, charge-off, and loan extension settings (installment loan types only). |
duePayments | Due payment calculation and display rules (installment loan types only). |