# Data Access Overview

Peach gives you several ways to access your lending data, depending on whether you need real-time queries, near-real-time event streams, or bulk file delivery for analytics.

## In this section

- **[Direct API Access](/data-reporting/direct-api-access)** — Real-time access to loans, borrowers, balances, and transactions via the Peach API.
- **[Data Replica](/data-reporting/replica-database)** — Bulk delivery of your loan data as Parquet files to Google Cloud Storage, or via Snowflake Secure Data Sharing.
- **[Data Delivery Setup](/data-reporting/data-delivery-setup)** — Platform-specific setup instructions for ingesting Replica data into Snowflake, Databricks, BigQuery, S3, or Azure.


For event streams, see **[Webhooks](/developer-tools/webhooks/about-webhooks)** in Developer Tools.