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Case types reference

Case types determine the fields, workflows, and behavior of a case. Each case type is designed for a specific borrower situation — from collections and bankruptcy to identity theft and compliance holds. This page documents every case type, its purpose, type-specific fields, and how it is created.

Availability: All clients. Some case types are created automatically by Peach's compliance monitoring and may not be available for manual creation depending on your company's configuration. Required permissions: case:update (to create or modify cases of any type)

Case types

Bankruptcy

A borrower has filed for bankruptcy protection. This case type tracks court filing details, chapter type, and disposition through the bankruptcy lifecycle.

Auto-creation: Yes — Peach's automated bankruptcy detection creates this case when a borrower is matched to a bankruptcy filing (via LexisNexis monitoring).

FieldDescriptionValues / Format
Court case filed dateThe date the bankruptcy was filed with the court.Date
Court case numberThe court-assigned case number.Text
Court case chapterThe bankruptcy chapter filed under.chapter7, chapter11, chapter12, chapter13, unknown
Court case debtor dispositionThe final disposition of the debtor's case.dismissed, discharged, reinstated
Court case debtor disposition dateThe date of the disposition.Date
Court case last statusThe most recent court status.filed, dismissed, discharged, conversion, reinstated, closedFiledInError, closedTransferredOut, closedDischargeNA, closedUndeterminedReason
Court case last status updated dateWhen the court status was last updated.Date
Court case closed dateWhen the court case was closed.Date
Creditor claim deadline dateThe deadline for creditors to file claims.Date
Anticipated case completion dateThe expected date for case resolution.Date
Listed outstanding debtWhether your company's debt is listed in the filing.True / False

Collection

A loan is overdue and in the collections process. Collection cases track delinquency metrics, contact attempts, payment history, and collections intensity. Only one active collection case is allowed per borrower.

Auto-creation: Yes — When configured, Peach automatically creates collection cases when a loan meets the overdue thresholds defined in your company's collections settings. See Collections cases.

FieldDescriptionValues / Format
Is first time collectionWhether this is the borrower's first non-canceled collection case.True / False (read-only)
Number of loans overdue or acceleratedCount of active loans with overdue or accelerated status.Integer (read-only)
Days overdueMaximum days overdue across associated loans.Integer (read-only)
Total amountsPaid, expected, and overdue amounts across associated loans.Amounts (read-only)
Loans reported to bureausWhether associated loans have been reported to credit bureaus.yes, some, no
Attempts to contact by phoneNumber of attempted and successful voice interactions.Attempted / Successful counts
Payment countsTotal payments and failed payments.Total / Failed counts
Last successful paymentAmount and date of the most recent successful payment.Amount + Date
Next paymentAmount and date of the next expected payment.Amount + Date
Collection reach-outsInteraction intensity tracking against period-based limits (7-day, 30-day windows).Capacity / Contact counts

Cease communication

A borrower has formally requested that your company stop contacting them. This case tracks when the notice was received and ensures compliance with the request.

Auto-creation: No.

FieldDescriptionValues / Format
Notice received dateThe date the cease communication request was received.Date

Credit bureau dispute

A borrower disputes information reported to credit bureaus. This case tracks the dispute investigation and resolution.

Auto-creation: No.

Debt validation

A borrower has requested validation of the debt. This case tracks the request date and the borrower's state of residence, which affects validation requirements.

Auto-creation: No.

FieldDescriptionValues / Format
Request dateThe date the debt validation request was received.Date
Current state of residenceThe borrower's current state. State-specific rules may affect validation requirements.2-character state code
New York state cityIf the borrower resides in New York, the specific city. Certain cities have additional requirements.newYorkCity, yonkers, other, or blank

Deceased

A borrower has been reported as deceased. This case tracks the deceased individual's information and the estate representative contact.

Auto-creation: Yes — Peach's automated deceased detection creates this case when a borrower is matched through the monitoring service.

FieldDescriptionValues / Format
Deceased first nameFirst name of the deceased.Text
Deceased last nameLast name of the deceased.Text
Deceased middle nameMiddle name of the deceased.Text
Deceased addressAddress of the deceased (street, city, state, ZIP code).Address fields
Date of deathThe reported date of death.Date
Date of birthThe deceased's date of birth.Date
Exact date of death unknownWhether the exact date of death is uncertain.True / False
Representative of estate contactContact ID for the estate representative.Contact ID

Dispute of debt

A borrower disputes the validity or amount of the debt itself (as opposed to a credit bureau dispute about reporting).

Auto-creation: No.

Dispute of purchase

A borrower disputes a specific purchase transaction (relevant for line of credit loans with purchase activity).

Auto-creation: No.

Federal emergency

A borrower is affected by a federally declared emergency (such as a FEMA disaster). This case type is used with supercases that manage impacts across multiple borrowers.

Auto-creation: Created via supercase population commit when a FEMA-related supercase is established.

FieldDescriptionValues / Format
Disaster IDReference to the FEMA disaster declaration.Disaster ID

Identity theft

A borrower reports that their identity has been stolen and used to open or access the loan account. This case tracks the report and investigation.

Auto-creation: No.

FieldDescriptionValues / Format
Report received dateThe date the identity theft report was received.Date
Claim rejected reasonIf the identity theft claim was denied, the reason.requestedInformationNotReceived, invalidDocumentation, insufficientDocumentation, householdResponsible, namedOnAccount, other

Legal proceedings related to the loan account. This case tracks key legal dates.

Auto-creation: No.

FieldDescriptionValues / Format
Legal action initiated dateThe date legal action was initiated.Date
Legal judgment effective dateThe date a legal judgment takes effect, if applicable.Date

Military duty (SCRA)

A borrower is on active military duty and eligible for protections under the Servicemembers Civil Relief Act (SCRA). This case tracks duty dates, service details, and eligibility scope.

Auto-creation: Yes — Peach's automated SCRA detection creates this case when a borrower is matched through the DMDC (Defense Manpower Data Center) database.

FieldDescriptionValues / Format
Member of Pennsylvania National GuardWhether the borrower is a PA National Guard member (additional state protections may apply).True / False
Claiming SCRA rightsWhether the borrower is claiming SCRA protections. If false, the borrower is waiving SCRA rights.True / False
On-duty protection eligibilityThe scope of duty protections.federal, state, federalAndState
Duty start dateThe date active duty begins.Date
Duty end dateThe date active duty ends. Blank if ongoing.Date
Duty service match dateThe date Peach matched the borrower to a service record.Date (read-only)
Duty service componentThe military service component code.Text
Duty service component descriptionA description of the service component.Text
Duty certificate IDThe certificate or reference number for the duty verification.Text
Duty certificate fileAn attached certificate file.File reference

OFAC sanctioned individual

A borrower appears on the Office of Foreign Assets Control (OFAC) sanctions list. This case type is for compliance tracking when a match is detected.

Auto-creation: Yes — Peach's automated OFAC detection creates this case when a borrower is matched against the OFAC sanctions list.

FieldDescriptionValues / Format
OFAC actions requiredThe compliance actions required in response to the match.Array of action values

Generic

A general-purpose case type for situations that do not fit a specific category. Generic cases support a custom name and custom fields defined by your company's case type configuration.

Auto-creation: No.

Generic cases have no predefined type-specific fields. If your company has configured custom field schemas on the generic case type, those fields appear in the case detail view.

Custom fields

Any case type can have custom fields defined through the Peach API. Custom field schemas specify the field name, display order, data type (integer, real, string, boolean, dateTime), and length. Custom fields appear alongside the type-specific fields in the case detail view.